Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.
 

Speaker's Name

Text Placeholder
Partner of International Financial Analysts (Afi), responsible in the company for the sustainability business line associated with credit institutions.

He has a degree in Business Administration and Management from the Complutense University of Madrid (Spain) and has a postgraduate degree in Financial Management from the Swiss business school IMD (International Institute for Management Development).

He has 21 years of experience in the financial sector. He has developed most of his professional career in the Santander Group, holding various management positions, highlighting his time as Director of internal audit of credit risk and operational risk of the Santander Brazil Group and his role as Managing Director of the Enterprise Risk Management area of the Risk Division of the Santander Group. Since joining Afi in 2018, he has been leading the Financial Services area, the business lines associated with sustainability, risks and internal audit.